“Creditors have better memories than debtors.” – Benjamin Franklin

HBD’s attorneys have extensive experience in the area of debt collection. We represent local, regional and national clients who need assistance with the collection of outstanding receivables. We proudly offer collection practices that maximize recovery and maintain professionalism, all while complying with the Fair Debt Collection Practices Act.

HBD assists many different clients with debt collection including:

• Large and small banks
• Commercial lenders
• Finance companies
• Auto dealers
• Insurance companies
• Businesses
• Individuals

Utilizing skilled and experienced attorneys, paralegals and assistants, HBD employs a collection program that is efficient and cost effective. Depending on the needs of the client, services provided in collection cases include:

• Demand letters to debtors
• Debt restructuring and voluntary repayment plans
• Depositions (debtor exams)
• Filing lawsuits to collect unresolved debts
• Asset searches
• Collateral recovery
• Judgement enforcement via:
  • Foreclosures
  • Garnishment (wage and non-wage)
  • Attachments
  • Replevins
  • Writs of possession
  • Executions
  • Liens