Ensuring the proper coverage

Laws regarding insurance coverage center on this question: does the insurance policy provide coverage for the loss in question? The answer to that question is more than a simple yes or no. HBD’s attorneys can help you to see and understand the complicated answers to this simple question.

When you choose HBD’s insurance law service, we will work one-on-one with our clients concerning individual claims. We will also provide written coverage opinions for insurers on specific situations involving these types of insurance and more:

• Homeowner
• Automobile
• Comprehensive general liability
• Umbrella and excess
• Employer’s liability
• Workers’ compensation
• Life
• Health
• Disability
• Property
• Professional liability

When litigation cannot be avoided, HBD will initiate declaratory relief litigation for our clients to reach a court-ordered conclusion. We can also provide counsel for bad faith and unfair claim practice litigation.